Simplified Funding for Self-Employed
Easy access to capital when you need it.
Self-employed individuals often struggle to secure funding. Lendesca will get you the financial support you need, whether through tax credits or loans.
How it works.
We understand that self employed individuals have unique financial needs. That’s why we offer specialized loan solutions designed specifically for you.
1.
Quick assessment
We start by understanding your business and financial needs through a simple questionnaire.
2.
Your assessment will auto-match you with the best source of funding for your needs. We take into account the amount you need and how quickly you need it.
3.
Receive funds
Once approved, receive your funds quickly so you can focus on growing your business.
4.
Get ongoing support
After securing your funding, we provide continuous support to ensure your financial success. From advice on managing your funds to help with additional financing, we’re here for you.
Financial Paths to Empower Your Future
Choose the path that suits your needs best. Whether you’re looking to recover tax credits or explore tailored loan options, we provide the expertise and resources to help self-employed professionals secure their financial future.
Tax credits
Recover money owed by the IRS.
We help you claim tax credits owed to you, at no out-of-pocket cost to you. We have an almost 100% success rate getting self-employed individuals a back-dated tax credit from COVID. The average self-employed credit is $5,500.
Loan options
Secure your ideal loan today.
Discover a range of loan products specifically designed for self-employed professionals. Benefit from favorable terms and competitive rates to support your financial needs and business growth, giving you the flexibility to thrive.
What people are saying…
“I was able to open a second office much quicker than I expected with an SBA 7a loan. The process would’ve been overwhelming on my own.”
Nicole M. – Brentwood, MO
Another review here…
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Nicole M. – Brentwood, MO
Helpful Resources.
The Pros and Cons of Self-Employment: Is It Right for You?
Self-employment offers independence, the chance to pursue passions, and financial flexibility, enabling individuals to set their own rates and schedules. It promotes work-life balance by allowing for personal commitments. However, challenges like inconsistent income and administrative tasks require careful planning and discipline. Deciding on self-employment should involve evaluating personal circumstances, skills, and long-term goals to ensure a good fit and financial stability.
Mastering Money: 10 Crucial Financial Strategies Every Self-Employed Pro Needs
Starting a self-employed journey is thrilling but poses unique financial challenges. It’s vital to embrace an entrepreneurial mindset and understand the financial nuances from the outset. Self-employment offers flexibility in scheduling, pursuit of passions, and potential for higher earnings. However, it also requires managing taxes, retirement savings, and insurance independently. Developing a forward-thinking financial approach is crucial for navigating these complexities and ensuring long-term stability. Recognizing the financial landscape of self-employment empowers proactive strategies to tackle challenges, leverage opportunities, and achieve sustained financial success.
Understanding and Improving Your Credit Score as a Self-Employed Professional
Self-employed professionals encounter distinct challenges in managing their credit scores due to fluctuating income, limited credit opportunities, and heightened scrutiny. However, by comprehending credit scoring factors and employing proactive measures, they can strengthen their creditworthiness. Understanding critical elements like payment history and credit utilization, along with leveraging credit-building tools tailored for self-employed individuals, enables them to navigate the credit landscape effectively. Additionally, maintaining a clear separation between business and personal finances fosters financial stability and enhances credit scores. By taking these steps, self-employed professionals can optimize their financial standing, unlock diverse opportunities, and secure the funding needed to upgrade their businesses.