Business loans of all shapes and sizes.
Time to Funds
24 hours
Accounts Receivable Financing
Accounts receivable financing allows you to get the cash you need while waiting to get paid. We’ll loan you the money you need now so you can keep business operations running smoothly.
Up to
90%
Receivables
Term
Up to
1 Year
Interest Rate
As low as
2%
Best Uses
Time to Funds
2-4 Weeks
Startup Loan
Starting a business costs money, and you might not have enough cash on hand for all the different kinds of expenses you’ll face. A startup loan helps you access the capital you need to get your business off the ground.
$500
to
$750,000
Term
Up to
25 Years
Interest Rate
As low as
0-17%
Best Uses
Time to Funds
30 Days
Business Acquisition Loan
A business acquisition loan allows you to purchase an existing business or franchise. If you have a business in mind that you would like to take over but lack the funds to buy it outright, this type of financing can help you take advantage of the opportunity.
$5,000
to
$5 Million
Term
Revolving, or
10-25 Years
Interest Rate
As low as
5.5%
Best Uses
Time to Funds
45 Days
Commercial Mortgage
Just like a traditional mortgage loan you might take out to purchase a home, a commercial mortgage loan allows you to buy land or a property that will be used for business. It helps to have a functioning business with a track record of revenue, because you’ll need to make a down payment upfront. Loan-to-value ratios (the amount you borrow versus the total value of the purchase) typically range from 65% to 80% for a commercial mortgage.
$250,000
to
$5 Million
Term
20-25 Years
Interest Rate
As low as
4.25%-6%
Best Uses
Time to Funds
24 Hours
Equipment Financing
Dentists need cleaning equipment, carpenters need tools, bakers need ovens—and all of them likely need computers, printers, and checkout systems to take payments and fulfill customer orders. Purchasing all of this equipment outright can make starting a business or expanding an existing one prohibitively expensive, which is where equipment financing comes in.
$5,000
to
$5 Million
Term
1-5 Years
Interest Rate
As low as
7.5%
Best Uses
Time to Funds
24 hours
Merchant Cash Advance
A merchant cash advance is a good option for a business weathering a slowdown, provided you’re confident an uptick in business will be more than enough to repay the borrowed amount plus fees and interest when the time comes.
$5,000
to
$500,000
Term
Up to
2 Years
Interest Rate
As low as
18%
Best Uses
Time to Funds
24 hours
Business Term Loan
A business term loan describes a loan with a fixed interest rate and regular payments over a period ranging from one to five years. Because the payments will stay the same over time, these loans allow you to plan for the additional expense and fit a large business purchase into your budget.
$5,000
to
$2 Million
Term
1-5 Years
Interest Rate
As low as
6%
Best Uses
Time to Funds
24 hours
Short Term Loan
A short-term business loan will generally have a term length between one and three years. These loans might allow seasonal businesses to weather an offseason, or they could help more traditional business navigate a brief economic downturn that causes revenue to sink.
$2,500
to
$500,000
Term
1-3 Years
Interest Rate
As low as
8%
Best Uses
Time to Funds
1-2 Months
SBA Loan
SBA Loans are partially backed by the US Small Business Administration (SBA), which reduces the risk taken on by the lenders issuing the loans. As a result, SBA loans will generally offer the highest loan amounts available to small businesses, and at some of the best rates and longest repayment terms.
Up to
$5 Million
Term
10-30 Years
Interest Rate
Prime+
Best Uses
Time to Funds
1-2 Months
Business Line of Credit
A business line of credit (LOC) is an unsecured line of credit that works like a revolving charge account, and it’s an excellent way to set up low-cost, short-term financing to help cover expenses during slow periods.
$6,000
to
$250,000
Term
Maturity:
2 Years
Interest Rate
As low as
8-24%
Best Uses
Credit Cards
A business credit card is almost identical to a consumer credit card, although they may come with different fees, rewards or bonuses, and interest rates. Business credit cards also tend to have higher credit limits, enabling you to make larger purchases without impacting your credit score.
Best Uses